Qualifying for the loan that is personal be specially tricky if you’ve filed bankruptcy in past times. If your bankruptcy is released for at the least 12 months, LendingPoint may be prepared to make use of you.
LendingPoint provides loans to borrowers in 49 states and Washington, DC with credit ratings as low at 585. Qualified applicants can borrow as much as $25,000 and interest levels begin at 15.49per cent as much as 35.99percent.
Reduced credit scores accepted if you meet other certification criteria
Past bankruptcy is not necessarily a deal killer so long as it absolutely was released at the very least year ago
No prepayment penalty applies if you wish to spend your loan off early
Lower maximum loan quantity compared to other loan providers
Origination charges is often as high as 6%, with respect to the continuing state in your geographical area
Higher interest levels set alongside the APR you could be provided somewhere else with better credit