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You may have defaulted on your own VSAC pupil loan, but don’t panic!

You may have defaulted on your own VSAC pupil loan, but don’t panic!

VSAC has arrived to help you and help one to create a start that is fresh. Make a strategy now to finish the results of standard.

For those who have a federal or personal education loan in standard with VSAC, click on the tabs below for information on the basis of the form of loan you borrowed.

You’ve got choices to get free from education loan standard. The absolute most thing that is important may do is make use of VSAC now. We’re right right here to assist!

Click the solid pubs to expand or compress each one of the subjects.


You may possibly have A federal that is defaulted family Loan (FFEL) Program loan with VSAC. VSAC loans that are federal FFEL Stafford, FFEL PLUS loans, and FFEL Consolidation Loans.

By simply making an idea now, you can easily end the results of standard in your VSAC loan that is federal including:

  • A ruined credit score
  • Positioning with an assortment agency
  • Wage garnishment
  • Confiscation of federal taxation refunds or state taxation refunds, home taxation modifications, and/or tenant rebates through the Vermont Setoff commercial collection agency Program to cover your defaulted loan(s); or
  • Lack of federal pupil aid eligibility


Which choice is best suited for you personally and makes it possible to satisfy your targets? There are numerous choices to completely repay or get the VSAC student that is federal Stafford, PLUS, and Consolidation loans—out of standard. For more information, browse the details below.

In the event that you nevertheless have actually concerns, please phone VSAC at 800-954-2440 or e-mail us at VSAC might help!


Remove your standard by simply making monthly obligations through loan rehabilitation.

Utilize VSAC’s loan rehab calculator to determine your re re payment quantity and apply online for loan rehabilitation! Continue reading